Bluetooth: L2CAP: Detect if remote is not able to use the whole MPS

If the remote is not able to fully utilize the MPS choosen recalculate
the credits based on the actual amount it is sending that way it can
still send packets of MTU size without credits dropping to 0.

Signed-off-by: Luiz Augusto von Dentz <luiz.von.dentz@intel.com>
Signed-off-by: Marcel Holtmann <marcel@holtmann.org>