mmc: dw_mmc: Fix the CTO timeout calculation

In the commit 03de1921 ("mmc: dw_mmc: introduce timer for broken
command transfer over scheme") we tried to calculate the expected
hardware command timeout value.  Unfortunately that calculation isn't
quite correct in all cases.  It used "bus_hz" but, as far as I can
tell, it's supposed to use the card clock.  Let's account for the div
value, which is documented as 2x the value stored in the register, or
1 if the register is 0.

NOTE: It's not expected that this will actually fix anything important
since the 10 ms margin added by the function will pretty much dwarf
any calculations.  The card clock should be 100 kHz at minimum and:
  1000 ms/s * (255 * 2) / 100000 Hz.
Gives us 5.1 ms.

...so really the point of this patch is just to make the code more
"correct" in case anyone ever tries to remove the 10 ms buffer.

Fixes: 03de1921

 ("mmc: dw_mmc: introduce timer for broken command transfer over scheme")
Tested-by: Emil Renner Berthing <kernel@esmil.dk>
Reviewed-by: Shawn Lin <shawn.lin@rock-chips.com>
Signed-off-by: Douglas Anderson <dianders@chromium.org>
Signed-off-by: Ulf Hansson <ulf.hansson@linaro.org>