btrfs: adjust overcommit logic when very close to full

A user reported some unpleasant behavior with very small file systems.
The reproducer is this

  $ mkfs.btrfs -f -m single -b 8g /dev/vdb
  $ mount /dev/vdb /mnt/test
  $ dd if=/dev/zero of=/mnt/test/testfile bs=512M count=20

This will result in usage that looks like this

  Overall:
      Device size:                   8.00GiB
      Device allocated:              8.00GiB
      Device unallocated:            1.00MiB
      Device missing:                  0.00B
      Device slack:                  2.00GiB
      Used:                          5.47GiB
      Free (estimated):              2.52GiB      (min: 2.52GiB)
      Free (statfs, df):               0.00B
      Data ratio:                       1.00
      Metadata ratio:                   1.00
      Global reserve:                5.50MiB      (used: 0.00B)
      Multiple profiles:                  no

  Data,single: Size:7.99GiB, Used:5.46GiB (68.41%)
     /dev/vdb        7.99GiB

  Metadata,single: Size:8.00MiB, Used:5.77MiB (72.07%)
     /dev/vdb        8.00MiB

  System,single: Size:4.00MiB, Used:16.00KiB (0.39%)
     /dev/vdb        4.00MiB

  Unallocated:
     /dev/vdb        1.00MiB

As you can see we've gotten ourselves quite full with metadata, with all
of the disk being allocated for data.

On smaller file systems there's not a lot of time before we get full, so
our overcommit behavior bites us here.  Generally speaking data
reservations result in chunk allocations as we assume reservation ==
actual use for data.  This means at any point we could end up with a
chunk allocation for data, and if we're very close to full we could do
this before we have a chance to figure out that we need another metadata
chunk.

Address this by adjusting the overcommit logic.  Simply put we need to
take away 1 chunk from the available chunk space in case of a data
reservation.  This will allow us to stop overcommitting before we
potentially lose this space to a data allocation.  With this fix in
place we properly allocate a metadata chunk before we're completely
full, allowing for enough slack space in metadata.

Signed-off-by: Josef Bacik <josef@toxicpanda.com>
Signed-off-by: David Sterba <dsterba@suse.com>