ucounts: Move RLIMIT_NPROC handling after set_user

During set*id() which cred->ucounts to charge the the current process
to is not known until after set_cred_ucounts.  So move the
RLIMIT_NPROC checking into a new helper flag_nproc_exceeded and call
flag_nproc_exceeded after set_cred_ucounts.

This is very much an arbitrary subset of the places where we currently
change the RLIMIT_NPROC accounting, designed to preserve the existing
logic.

Fixing the existing logic will be the subject of another series of
changes.

Cc: stable@vger.kernel.org
Link: https://lkml.kernel.org/r/20220216155832.680775-4-ebiederm@xmission.com
Fixes: 21d1c5e3

 ("Reimplement RLIMIT_NPROC on top of ucounts")
Signed-off-by: "Eric W. Biederman" <ebiederm@xmission.com>