loop: regularize upgrading the block size for direct I/O

The LOOP_CONFIGURE path automatically upgrades the block size to that
of the underlying file for O_DIRECT file descriptors, but the
LOOP_SET_BLOCK_SIZE path does not.  Fix this by lifting the code to
pick the block size into common code.

Signed-off-by: Christoph Hellwig <hch@lst.de>
Reviewed-by: Hannes Reinecke <hare@suse.de>
Reviewed-by: Bart Van Assche <bvanassche@acm.org>
Reviewed-by: Damien Le Moal <dlemoal@kernel.org>
Link: https://lore.kernel.org/r/20240617060532.127975-7-hch@lst.de


Signed-off-by: Jens Axboe <axboe@kernel.dk>