fat: fix possible overflow for fat_clusters

Intermediate value of fat_clusters can be overflowed on 32bits arch.

Reported-by: Krzysztof Strasburger <strasbur@chkw386.ch.pwr.wroc.pl>
Signed-off-by: OGAWA Hirofumi <hirofumi@mail.parknet.co.jp>
Cc: <stable@vger.kernel.org>
Signed-off-by: Andrew Morton <akpm@linux-foundation.org>
Signed-off-by: Linus Torvalds <torvalds@linux-foundation.org>