io_uring: change submit file state invariant

Keep submit state invariant of whether there are file refs left based on
state->nr_refs instead of (state->file==NULL), and always check against
the first one. It's easier to track and allows to remove 1 if. It also
automatically leaves struct submit_state in a consistent state after
io_submit_state_end(), that's not used yet but nice.

btw rename has_refs to file_refs for more clarity.

Signed-off-by: Pavel Begunkov <asml.silence@gmail.com>
Signed-off-by: Jens Axboe <axboe@kernel.dk>