block: refactor guard helpers

Allow computation using the existing guard value.
This is a prep patch.

Signed-off-by: Kanchan Joshi <joshi.k@samsung.com>
Reviewed-by: Sagi Grimberg <sagi@grimberg.me>
Reviewed-by: Christoph Hellwig <hch@lst.de>
Reviewed-by: Keith Busch <kbusch@kernel.org>
Reviewed-by: Martin K. Petersen <martin.petersen@oracle.com>
Link: https://lore.kernel.org/r/20240201130126.211402-2-joshi.k@samsung.com


Signed-off-by: Jens Axboe <axboe@kernel.dk>