ovl: generalize the lower_fs[] array

Rename lower_fs[] array to fs[], extend its size by one and use index fsid
(instead of fsid-1) to access the fs[] array.

Initialize fs[0] with upper fs values. fsid 0 is reserved even with lower
only overlay, so fs[0] remains null in this case.

Signed-off-by: Amir Goldstein <amir73il@gmail.com>
Signed-off-by: Miklos Szeredi <mszeredi@redhat.com>