ovl: force read-only sb on failure to create index dir

With index feature enabled, on failure to create index dir, overlay is
being mounted read-only.  However, we do not forbid user to remount overlay
read-write.  Fix that by setting ofs->workdir to NULL, which prevents
remount read-write.

Signed-off-by: Amir Goldstein <amir73il@gmail.com>
Signed-off-by: Miklos Szeredi <mszeredi@redhat.com>