bio: add a helper calculating nr segments to alloc

Add a helper function calculating the number of bvec segments we need to
allocate to construct a bio. It doesn't change anything functionally,
but will be used to not duplicate special cases in the future.

Reviewed-by: Christoph Hellwig <hch@lst.de>
Signed-off-by: Pavel Begunkov <asml.silence@gmail.com>
Reviewed-by: Ming Lei <ming.lei@redhat.com>
Signed-off-by: Jens Axboe <axboe@kernel.dk>