ext4: only check dquot_initialize_needed() when debugging

ext4_xattr_block_set() relies on its caller to call dquot_initialize()
on the inode.  To assure that this has happened there are WARN_ON
checks.  Unfortunately, this is subject to false positives if there is
an antagonist thread which is flipping the file system at high rates
between r/o and rw.  So only do the check if EXT4_XATTR_DEBUG is
enabled.

Link: https://lore.kernel.org/r/20230608044056.GA1418535@mit.edu
Signed-off-by: Theodore Ts'o <tytso@mit.edu>