block: io wait hang check helper

This is the same in two places, and another will be added soon. Create a
helper for it.

Reviewed-by: Ming Lei <ming.lei@redhat.com>
Reviewed-by: Christoph Hellwig <hch@lst.de>
Signed-off-by: Keith Busch <kbusch@kernel.org>
Reviewed-by: Chaitanya Kulkarni <kch@nvidia.com>
Link: https://lore.kernel.org/r/20240223155910.3622666-4-kbusch@meta.com


Signed-off-by: Jens Axboe <axboe@kernel.dk>