xfs: reduce transaction reservations with reflink

Before to the introduction of deferred refcount operations, reflink
would try to cram refcount btree updates into the same transaction as an
allocation or a free event.  Mainline XFS has never actually done that,
but we never refactored the transaction reservations to reflect that we
now do all refcount updates in separate transactions.  Fix this to
reduce the transaction reservation size even farther, so that between
this patch and the previous one, we reduce the tr_write and tr_itruncate
sizes by 66%.

Signed-off-by: Darrick J. Wong <djwong@kernel.org>
Reviewed-by: Dave Chinner <dchinner@redhat.com>
Reviewed-by: Christoph Hellwig <hch@lst.de>