md/raid6: refactor raid5_read_one_chunk

Refactor raid5_read_one_chunk so that all simple checks are done
before allocating the bio.

Signed-off-by: Christoph Hellwig <hch@lst.de>
Acked-by: Song Liu <song@kernel.org>
Reviewed-by: Johannes Thumshirn <johannes.thumshirn@wdc.com>
Reviewed-by: Chaitanya Kulkarni <chaitanya.kulkarni@wdc.com>
Acked-by: Damien Le Moal <damien.lemoal@wdc.com>
Signed-off-by: Jens Axboe <axboe@kernel.dk>