ext4: move inode eio simulation behind io completeion

No EIO simulation is required if the buffer is uptodate, so move the
simulation behind read bio completeion just like inode/block bitmap
simulation does.

Signed-off-by: Zhang Yi <yi.zhang@huawei.com>
Reviewed-by: Jan Kara <jack@suse.cz>
Link: https://lore.kernel.org/r/20210826130412.3921207-2-yi.zhang@huawei.com
Signed-off-by: Theodore Ts'o <tytso@mit.edu>